Tate & Lyle caramel hot chocolate

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1. In a small saucepan, heat the milk over a medium heat until simmering.
2. Take off the heat and add chopped milk chocolate.
3. Stir well, until all the chocolate has melted.
4. Add Tate & Lyle caramel syrup and stir again.
5. Whip the double cream until thick and top the hot chocolate with it.